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As we approach the fourth quarter of 2011, like the fourth quarter of every year, it is a good time to evaluate your asset protection plan.

As health insurance deductibles are usually from January 1 to December 31, it is an especially good time to review your health insurance.  How has it worked for you, how much of a rate increase are you getting, do you really like this company?  October, November and December are usually really busy months for underwriters so a good idea to give yourself plenty of time on this one.

Since we are in a tough economy, or maybe just your life is different now, why not review it all.  Check into the rates of competing home and auto insurance, it usually cost you nothing to check into this.  GOT LIFE??  Maybe your needs have changed since you purchased you last policy.  Maybe you need more or less coverage now.  How is your retirement plan doing these days?  Is there a better way?

Lastly, when was the last time you updated your will?

All of these are some things to think about.

Thanks for reading.

Eric Wilson, is President of I Sell Health, Inc.  He is a full service insurance agency in the Chicago area.  He services clients throughout Illinois, Indiana, Wisconsin and Ohio.  He ca be reached toll free at 888-448-5370 or online at