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50,000 People All Dressed Up with No Place To Go

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During the last Affordable Care Act open enrollment period I had numerous clients tell me they wanted Land of Lincoln has their insurance carrier.  My response in every case was, “no you don’t!”  I really thought they would be shut down by January 1. 2016.  I guess I was off by about six or eight months.  The State of Illinois has...

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Streamed live on Dec 13, 2015

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  On Target Radio, a live broadcast radio show on AM560 THE ANSWER in Chicago, is dedicated to the red meat issues that affect your life from gun control to freedom of speech. WIND talk show hosts David Lombardo and Gretchen Fritz debate, debunk and discuss the week’s hot issues with their guests in the studio. Sometimes provocative, sometimes...

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This is the Rest of the Story!

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As the late great Paul Harvey used to say, “I am Paul Harvey, and this is the rest of the story.”  I am reading in the Chicago Tribune that the health insurance rates for 2016 are going up an average of 6.1% in Illinois. It also says the national increase is 7.3%.  Now these are based on the second lowest price Silver plan which is generally...

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Everyone is Still Missing the Concept of Health Insurance

Everyone is Still Missing the Concept of Health Insurance

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Insurance is about spreading risks.  A bunch of people buy insurance against a risk that they will get hit with a major claim, most of them won’t a few of them will.  We have insurance against the loss of our homes, as that is a major purchase, that we cannot just buy another one.  It takes most people 30 years to pay off their home.  We also acquire...

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